Whether you're looking to start investing, diversify your portfolio, save for a down payment or just earn more interest than a savings account alone, term deposits can help you achieve your financial goals. They are guaranteed secure investments with very little risk.

You set the amount, your financial institution sets the interest rate and you both decide when you get to cash out with your return. The great thing about term deposits is that you can use them for both long-term and short-term needs.

Benefits of a deposit account

  • Capital Security
  • Stable Return
  • Emergency Fund
  • Liquidity

Searing Point Wealth Management Limited can guide you through the process of opening a deposit account with our deposit taking institutions and provide advice on the market.

At HWFS we have the ability to rank the different interest rates available from all deposit takers in the country on a daily basis, as a result we can provide relevant advice.

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