For most of us, our income is our most important asset. It affects how we live and how we pay for everything from food, light and heating to our mortgage repayments, children’s education and family holidays. Income protection provides you with a replacement income if you are unable to work due to an accident, injury or illness.
It can ensure your lifestyle doesn’t have to change if illness strikes and it can be used to pay your bills and living expenses until you are able to return to work, or if not, until your retirement age. It is meant to replace some of your earned income if you can no longer earn an income yourself. You can take out income protection if you are in full time work or are self employed and earn an income
We are experts in financial planning in supporting you on your home buying journey. We specialise in mortgage sourcing and work with you to understand your requirements in relation to obtaining a mortgage while guiding you through the mortgage application process.
Whether you're looking to start investing, diversify your portfolio, save for a down payment or just earn more interest than a savings account alone, term deposits can help you achieve your financial goals. They are guaranteed secure investments with very little risk.
People are living longer and healthier lives which means for many retirement is the start of a new and exciting chapter, therefore it is more important than ever to think about where your income will come from when you retire.
While dealing with personal finance, setting goals are probably the most important step, And in order to achieve those goals, saving and investment play the biggest role. Savings means keeping money aside for future use. Investing means putting money or buying some assets in expectation that money will grow with time.
