Saving via a pension plan gives investors access to generous tax reliefs that are not available via other savings or investment plans. Pensions can be one of the most efficient vehicles to use when investing your surplus income over the longer term.
Personal pensions are available to those who are self-employed or who work in non-pensionable employment and who:
- Wish to invest a % of their disposable income over the longer term
- Wish to maintain their standard of living in retirement
- Wish to invest their long-term savings in the most tax-efficient manner
- Want to invest in a range of equity, property based funds &/or secure funds
- Want more control over access & investment options of their accumulated pension funds in retirement
