Central Bank guidelines state that a first time buyer should have a 10% deposit of the house price while borrowing a maximum of 3.5x annual gross salary. excemptions are available to these guidelines so feel free to contact us to discuss.
Searing Point Wealth Management Limited can help you to understand the different types of mortgages on offer, and can advise you on which mortgage best suits your needs. We can find the right first time buyer mortgage for you.
Our service is impartial and brings you the best mortgage deals from the main mortgage providers in Ireland. We will provide you with every assistance and understanding to help you secure your loan and give you speedy approval. We will assist you through every step of the process enabling you to move into your new home with as little difficulty as possible.
- Your home is at risk if you do not keep up payments on a mortgage or any other loans secured on it
- If you do not keep up your payments, you may lose your home
- Fixed Rate Warning: You may have to pay charges if you pay off a fixed rate loan early
- Variable Rate Warning: The cost of your monthly repayments may increase. If you do not keep up your payments, you may lose your home
